Free tool

Subscription Cost Calculator

Add your subscriptions and see what you really spend — per month, per year, and over 5 years.

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Per month
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Per year
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Over 5 years

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Ditchr keeps this total live, reminds you before renewals and trials charge you, and flags the subscriptions you don't use.

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How much do you really spend on subscriptions?

Subscriptions are designed to be forgotten. Each one feels small — a few dollars here, ten there — but stacked together they quietly become one of the biggest lines in your monthly budget. The trouble is that they're scattered across the App Store, Google Play, credit cards, and email receipts, so almost nobody has an accurate number in their head.

This subscription cost calculator gives you that number. Add each subscription you pay for, set whether it's billed monthly or yearly, and you'll instantly see your combined spend per month, per year, and projected over five years. That five-year figure is the one that tends to surprise people — a single $17.99 streaming service is more than $1,000 over five years.

Why the yearly and 5-year totals matter

A $15/month subscription doesn't feel like a decision worth agonising over. But framed as $180 a year, or $900 over five years, it's easier to ask the honest question: am I actually using this? Seeing the long-run cost is the fastest way to spot the subscriptions worth cutting.

Turn the number into savings

Once you can see the total, the wins are simple: cancel what you don't use, switch heavy services from monthly to annual billing, and set a reminder before every free trial converts to a charge. The Ditchr app does all of this for you — it tracks every subscription, keeps your total live, and pings you before renewals and trials hit, so you never pay for something you forgot about.

Frequently asked

How do I calculate my total subscription cost? +

Add up every recurring subscription you pay for and normalise them to the same period. This calculator does it for you: enter each subscription and its price, choose monthly or yearly billing, and it shows your combined monthly, yearly, and 5-year total automatically.

How much does the average person spend on subscriptions? +

Most people underestimate their subscription spend by two to three times. Between streaming, music, apps, cloud storage, and memberships, monthly totals of $80–$200+ are common — and a chunk of that is often for services people rarely use.

Is this calculator free and private? +

Yes. It runs entirely in your browser — nothing you type is sent anywhere or saved to a server. There is no sign-up and no bank login.

How can I lower my subscription costs? +

Start by finding subscriptions you forgot about or no longer use, then cancel them. Switching from monthly to annual billing, sharing family plans, and cancelling before free trials convert all help. The Ditchr app tracks all of this and reminds you before renewals hit.